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Stop Working So Hard for Every Nickel.

Discover the 'Cashflow Secrets' that help you build wealth WITHOUT a new job, business, or side hustle — and without giving up your lifestyle.

60-Day Money-Back Guarantee • Instant Access

Cashflow Optimization Blueprint

Work RIGHT, not harder.
Here’s what you’ll master:

Based on the proven 11-step system from Chris Miles (Money Ripples).

Scarcity to Steward

Identify the #1 mindset block. Become a steward of money — not a spender or saver. Shift how you see cashflow.

Track (Never Budget)

We hate the "b-word". Use our tracking tool to find hidden cash monthly without sacrificing your happiness. Whatever you track improves.

Unlock Idle Assets

Turn clutter into cash. Learn why selling what you don't use creates instant liquidity and peace of mind.

Insurance & Tax Hacks

Shop with independent brokers, maximize coverage, minimize costs. Plus, uncover tax savings you didn't know existed.

Decode Your Debt

Not all debt is evil. Learn which debts can work for you and how to use leverage to your advantage.

Double Arbitrage

Make your money work in two places at once. The strategy that helped Chris rebuild millions after 2008.

Bonus: Includes the Cashflow Optimizer Spreadsheet to track expenses and maximize monthly surplus.

As heard on the Money Ripples Podcast

Trusted by thousands to create ripples of wealth

"I was working 60-hour weeks and still broke. Chris's tracking method freed up $800/month without me eating rice and beans. Life-changing."

— Sarah T.

Verified Buyer

"The Infinite Banking module alone paid for the course 10x over. Finally, someone who teaches real cashflow, not just 'save more'."

— Marcus D.

Entrepreneur

"I was a Dave Ramsey follower but felt deprived. This is the opposite: we still enjoy life AND our net worth is climbing."

— Jen & Mike

Course takers
Chris Miles - financial freedom expert
Meet Chris Miles

"I went from $1M+ in debt to millionaire again by 2016. I show you how to plug money leaks and create passive wealth — without waiting 30 years."

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Ready to make MASSIVE change?

Join thousands who have stopped hoping and started building cashflow. Get instant access to Cashflow Secrets + the Optimizer Spreadsheet.

Yes, I want Financial Freedom

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Inspired by Money Ripples methodology.

This site is not affiliated with Dave Ramsey. We prefer tracking over budgeting.